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    Chargeoffs?

    How Long Does It Take For A Charge Off To Come Off Of Your Credit Report?

    #2
    Negative entries are supposed to come off 7 years after DLA (date of last activity). That should count from the date of your last payment.
    Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision.

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