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Discharged From Chap 7 and........

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    Discharged From Chap 7 and........

    Good afternoon everyone. Quick question.
    My fiance Discharged from chap 7 and she has a vehicle from Citizens bank and they are reporting on the credit report that it was included in the bankrupty. It was not and we are still paying the loan. We called them and they said that it will show on all of your creditors, even if your still paying the debt, that it will show that it was included in BK until the whole balance is paid off. Then at that time the CR will be updated.
    Is this TRUE?
    if not, how should this be handled?

    #2
    Did she reaffirm the loan? If not, it is reporting correctly.
    Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision.

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      #3
      If your interest is high you may want to see if you can negogiate with them. Its worth a try

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