Does anyone out there know what CRA Ford Motor uses? Thanks.
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I was hoping they used Experian. Our 7 was discharged in Feb., just ordered all of my FICO scores and CR and my Experian is 632. The other two are in the 500's. Not too bad considering before our 7 we were at/near 632 on all of the scores. It's interesting, we paid all of our bills and on time, and our scores just sat there. So not too much lowering, hopefully our scores will go up now. But, we have read that Ford Motor is BK friendly. We will need to get a new vehicle soon. Really the reason is Chase Auto is not really being "friendly" at all, because reaffirm papers were never filed (thanks to our not so fab atty, we still are angry about him not taking care of this, especially because we WANTED to reaffirm with both of the cars). Chase kinda has thrown us in the "recovery" realm of their operation, so no one will answer questions, get transferred here and there, not cool. So, if they continue to be un-cooperative, we will just say "sorry to here you do not want our money, so where would you like us to drop the car off". All I can say, if anyone has not filed yet, get all of your ducks in a row, educate yourself, stay on top of your atty, because in our opinion they really are not looking out for you, they are just as bad as the Trustees, greed. Just our opinion!!
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