I am in Month number 15 of a 48 month Ch 13 BK.
I was in a car wreck at the end of last year (Dec 2005) and after all the insurance claims, etc, I am left with a balance on the car of $773 with the repair shop.
Obviously, I don't have the money, since the Chapter 13 takes all the disposable income.
I currently drive the car, since I gave them $1,500 on the $2,273 bill, they let me take the car. The insurance company owes me $500, but it is arbirtation and may take 12 months to show up. Now they are threatening to file a lawsuit and in my county here in Ohio, it is a Theft, Felony Class 5 (according to the police).
My question is this...since jail seems like a pretty crappy idea right now and I can't come up with the $773 between now and 4/1, can I call my lawyer and get this amount incorporated into my Chapter 13 plan?
I was in a car wreck at the end of last year (Dec 2005) and after all the insurance claims, etc, I am left with a balance on the car of $773 with the repair shop.
Obviously, I don't have the money, since the Chapter 13 takes all the disposable income.
I currently drive the car, since I gave them $1,500 on the $2,273 bill, they let me take the car. The insurance company owes me $500, but it is arbirtation and may take 12 months to show up. Now they are threatening to file a lawsuit and in my county here in Ohio, it is a Theft, Felony Class 5 (according to the police).
My question is this...since jail seems like a pretty crappy idea right now and I can't come up with the $773 between now and 4/1, can I call my lawyer and get this amount incorporated into my Chapter 13 plan?
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