After waiting so long (filed on Thursday October 13th, 2005), I finally had my 341 today. I would say about 8 people were there for the 4PM group. Everyone had an attorney but me. My heart was just pounding when he was reading off the "rules" for the 4PM session. I was called after about 3 people.
What a stare down; very innocent yet straight forward looking man (trustee). I gave him my ID and let him know that I didn't have my SSID with me; was lost in some folder that I misplaced immediately after receiving notice last week that the original 341 meeting was postponed until today. I showed him a W2 form and he accepted it as proper ID in addition to my drivers license. He asked the basic questions (address, did you file your own stuff, etc.) and I never blinked an eye. He was interested in if I have received any legal assistance with this matter and were I got the filing documents. I replied with a "no" and that I used a book I purchased at the bookstore to assist me along with help from the USBC web site. What I find odd is that he didn't ask me any of the other questions I heard the lawyers read to their clients in front of him. Stuff like "Have you had any changes in employment?". He just stated that a creditor would like to speak. The creditor seemed to get really pissed off when asking the questions to the point I thought he was having a stroke - kind of as if he was very under prepared and I like I owed him money personally.
The creditor continued to blabber off some other stupid questions that really in my opinion were pointless; everytime he asked a stupid question I would look at the trustee and he would kind of roll his eyes. He asked about the condition of the collateral vehicle of which I replied back, "Well the engine runs very rough probably due to the 158,000 miles on it and the brake lights don't work". He started to get pissed about why I was trying to fix the brake lights and not the engine...what gives?
Trustee said that I am all set and to speak with the creditor outside. I said "thank you" and the trustee said "thank you" back quietly. The whole conversation with the trustee lasted no longer than 30 seconds.
Again, is it because I was the only one to file pro se that the trustee didn't bombared me with questions? I was expecting to face the music of every little detail.
I hope that today was it; I kind of felt wierd leaving - as if I wasn't supposed to leave yet. Just seemed to fast. I don't feel relieved at all either.
What a stare down; very innocent yet straight forward looking man (trustee). I gave him my ID and let him know that I didn't have my SSID with me; was lost in some folder that I misplaced immediately after receiving notice last week that the original 341 meeting was postponed until today. I showed him a W2 form and he accepted it as proper ID in addition to my drivers license. He asked the basic questions (address, did you file your own stuff, etc.) and I never blinked an eye. He was interested in if I have received any legal assistance with this matter and were I got the filing documents. I replied with a "no" and that I used a book I purchased at the bookstore to assist me along with help from the USBC web site. What I find odd is that he didn't ask me any of the other questions I heard the lawyers read to their clients in front of him. Stuff like "Have you had any changes in employment?". He just stated that a creditor would like to speak. The creditor seemed to get really pissed off when asking the questions to the point I thought he was having a stroke - kind of as if he was very under prepared and I like I owed him money personally.
The creditor continued to blabber off some other stupid questions that really in my opinion were pointless; everytime he asked a stupid question I would look at the trustee and he would kind of roll his eyes. He asked about the condition of the collateral vehicle of which I replied back, "Well the engine runs very rough probably due to the 158,000 miles on it and the brake lights don't work". He started to get pissed about why I was trying to fix the brake lights and not the engine...what gives?
Trustee said that I am all set and to speak with the creditor outside. I said "thank you" and the trustee said "thank you" back quietly. The whole conversation with the trustee lasted no longer than 30 seconds.
Again, is it because I was the only one to file pro se that the trustee didn't bombared me with questions? I was expecting to face the music of every little detail.
I hope that today was it; I kind of felt wierd leaving - as if I wasn't supposed to leave yet. Just seemed to fast. I don't feel relieved at all either.
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