1. Failing to receive credit counseling briefing before filing2. Failing to investigate prior bankruptcy filings3. Failing to ensure that the debtor take a financial education course4. Failing to check residency for past 2 or 2.5 years5. Failing to obtain tax transcript or returns7. Failing to determine when debtor acquired home (or made extraordinary payments
toward home or improvements) if homestead cap is applicable8. Failing to provide bank statement and proof of current income at
section 341 meeting10. Failing to determine whether debt relief agency provisions must be followed
toward home or improvements) if homestead cap is applicable8. Failing to provide bank statement and proof of current income at
section 341 meeting10. Failing to determine whether debt relief agency provisions must be followed