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    When should I apply.......

    I want to apply for a secured Aspire credit card and was wondering if I would have a better chance before or after bankruptcy. I'm actually filing tommorow at the courthouse. I've heard that Aspire was one of the best secured cards to start re-establishing credit. Thanks for any help...........

    #2
    It's considered bad faith to be getting more credit on the eve of a bankruptcy filing or during the proceedings. Don't apply until after your Ch 7 case is finished. In a Ch 13, you must get permission from your trustee.
    *** THIS IS NOT LEGAL ADVICE--ONLY A LAWYER CAN PROVIDE THAT. ***

    My posts represent hours of research on and off the web, these forums, my experience, and my opinions.

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