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Chaper 7 and Divorce... Please help

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    Chaper 7 and Divorce... Please help

    My wife and are divorcing and I am going to have to file for bankruptcy. My wife however is not.
    Some background info:
    We have our own creditcards;;; no joint accounts
    We have our ow cars
    The house is in her name only for the payment. I am on the deed, but I know we can do a q. claim.

    She is worried that if I file for bankruptcy then it will somehow affect her situation eventhough we dont share any accounts.

    Is that true?
    Do we need to be divorced first or does it matter if everything is seperate?

    Most important concern is this: She thinks that any debt that I obtained on my credit cards while we were married would make her repsonsible even though her name is not on the account. She think it doesnt matter because we were married.
    We are still friends and I am trying to make her feel at ease about this so any help would be greatly appreciated.
    thanks

    #2
    If you live in a "community" state then she could be impacted by you filing for BK. If you don't live in a "community" state, and the accounts you plan on defaulting are soley in your name, she will not be affected your BK.

    Good Luck!
    The information provided is not, and should not be considered legal advice. All information provided is only informational and should be verified by a law practioner whenever possible. When confronted with legal issues contact an experienced attorney in your state who specializes in the area of law most directly called into question by your particular situation.

    Comment


      #3
      Todd,
      Thanks for your reply. I live in Georgia. Do you know if that is a community state?
      thanks

      Comment


        #4
        Hayes,

        That I don't know, contact your local federal court for the answer.

        Good Luck!
        The information provided is not, and should not be considered legal advice. All information provided is only informational and should be verified by a law practioner whenever possible. When confronted with legal issues contact an experienced attorney in your state who specializes in the area of law most directly called into question by your particular situation.

        Comment

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