Bank accounts & tax refund during Ch 7

[xapooh]

Good morning, I filed my taxes on or about 01/15/05 and took a portion of that income to pay my court cost on 01/26/05. Yesterday, I received a letter from the trustee (MS) requesting additional information. Is this normal? The information requested were copies of my bank records, tax forms, etc. Well, here is the question. I don't have a bank account, neither savings or checking. My mom does have both and last year she added my name to her account because she goes out of town alot and wanted my name added in order to process her bills without any hassle. Will I have to provide her bank statements? Or will my name have to be taken off the account before court. My mom is very financially stable and I don't want the courts to think that it's my money in those accounts. What should I do. My attorney was on the phone when I called him. Also, the paperwork said do not cash my tax refund check. However, I had cashed that check prior to filing ch.7. Will that make a difference? Will I have to come up with the money from my refund? Thanks for all your help and I apologize about the message being so long.

[HHM]

Do you ever deposit any of your money into your moms account?

But yes, if you have the requested documents, you need to supply them. Is the refund for your 2004 taxes, if so, you may need to turn it over.

[xapooh]

sometime I may cash a check or two but I rarely deposit checks into the account. Over the past six months I may have deposited $300 at the most. I am self employed so majority of my income is on a cash money basis. The tax return wasn't much but it has been spent. How will that affect my outcome. Do I need to try to set aside at least half of what my refund was just in cause they want to make me pay an amount?