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ANother question on chapter 13 to chapter 7?

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    #1

    ANother question on chapter 13 to chapter 7?

    Hubby and I filed chap. 7 in October of 1999. We are currently looking at the option of filing chap. 13. We have been told by lawyers in our state of Arkansas that you have to be discharged 8 yrs to file chap. 7 again. Which would be our first choice. My question is if we file chap 13 and next October or later when our 8 yrs are up can we convert it to a chap 7? Thank you for your help
    Mandy
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    #2
    Yep! You should be able to convert from 13 to 7 once the time limit has expired on your previous Ch 7.
    Filed Ch 7 - 09/06
    Discharged - 12/2006
    Officially Declared No Asset - 03/2007
    Closed - 04/2007

    I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

    Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

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      #3
      Sorry to hear you're looking at this situation again. What happened?
      *** THIS IS NOT LEGAL ADVICE--ONLY A LAWYER CAN PROVIDE THAT. ***

      My posts represent hours of research on and off the web, these forums, my experience, and my opinions.

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        #4
        We were doing great and then decided to take on a Car payment that was pretty high. Then with in the last yr since purchasing the auto hubby was off work with illnesses, I was laid off and now things are just more than we can handle.
        Thanks for your replies.
        Mandy

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