How should I dispute this?

[krobin02]

Capital One reports as the date of del. 02/06 (after 341) and FNB Omaha reports date of del. as 01/06 (month filed). Cap One went del. as of 09/05, and FNBO as of 05/05 with the charge off in 12/05 at that. Won't this affect when these tradelines come off my report? Not to mention that Cap One wasn't allowed to report that last one since it was AFTER I filed and was covered under the automatic stay.

I have toyed with using "not coded correctly" but both accounts statuses reflect IIB. Could this reason be used to indicate any part of the tradeline not being reported correctly?

[FilingOnMyOwn]

You're just trying to change the dates? I'm not sure how easy it will be to do that, it seems you would have to specify that in particular for them to even notice anything...