I received a letter from a creditor yesterday that was included on my Chapter 13. I finished paying in April and am currently waiting on my discharge paperwork to come. The letter says I have 30 days to dispute the validity of the debt. Should I call or send a letter stating they were included on the Chapter 13 and I do not owe anything? By the way, it is a cell phone bill of over $500. Thanks so much.
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Make sure that this debt was included in your Chapter 13 plan...... then send them a certified letter (they sign for it) and let them know that you filed bankruptcy and you know longer owe them a debt......
If they did not file a claim when told too, that's their problem............Minny
"It's amazing the paths that our feet sometimes follow in life".
My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.
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