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Dates on Credit Report?

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    Dates on Credit Report?

    So what dates should show as the account opened date? For example I have tons of medical bills on here and the dates they are showing as opened are a year to a year and a half after I actually went to the hospital. Can I dispute those to the date I actually was in the hospital?
    Filed 07/14/2006
    341 Meeting 08/11/2006
    Deadline to Object 10/10/2006
    Discharged 10/17/2006

    #2
    Originally posted by Danielle1981
    So what dates should show as the account opened date? For example I have tons of medical bills on here and the dates they are showing as opened are a year to a year and a half after I actually went to the hospital. Can I dispute those to the date I actually was in the hospital?
    The repoted date that shows on your report should be the day you became delinquent. And it can only stay on your report 7.5 years from that date.
    My credit scores:
    Before Filing: Tr 496, Ex 496, Eq 507

    Today: Tr 618 (+122), Ex 601 (+105), Eq 623 (+116)

    Comment


      #3
      Yeah I think I was severly delinquent already by the time I got to collections.
      Filed 07/14/2006
      341 Meeting 08/11/2006
      Deadline to Object 10/10/2006
      Discharged 10/17/2006

      Comment


        #4
        Originally posted by Danielle1981
        Yeah I think I was severly delinquent already by the time I got to collections.
        You need to address that through a disputes through all 3 CRAs if all three are reporting it the same.
        My credit scores:
        Before Filing: Tr 496, Ex 496, Eq 507

        Today: Tr 618 (+122), Ex 601 (+105), Eq 623 (+116)

        Comment

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