CitiCard Premier Pass?

[phyllismcc]

I got a prescreened offer on a CitiCard Premier Pass in the mail. First decent prescreened offer I have had. I wonder if this was a mistake or if they are just trolling for the usual suspects. My BK was discharged March 6, 2006. I have since gotten a Hooter's (1,000 limit), Target (200 limit), Capitol One (was initially 300 and raised to 500 recently). My scores are still not that great and they pulled TU when I applied just to see what happened.
My TU is 602, Experian is (lovely...they are JERKS) is 539, and Equifax is 612. I highly doubt they would approve me with those scores. Anyone have any experience with them? And why send out a prescreened offer for such low scores?

[FilingOnMyOwn]

You can try, but be prepared to waste an inquiry. Citibank is notorius for rejecting anyone with a bk...

[tinroofrusted]

I got a prescreened offer on a CitiCard Premier Pass in the mail. First decent prescreened offer I have had. I wonder if this was a mistake or if they are just trolling for the usual suspects. My BK was discharged March 6, 2006. I have since gotten a Hooter's (1,000 limit), Target (200 limit), Capitol One (was initially 300 and raised to 500 recently). My scores are still not that great and they pulled TU when I applied just to see what happened.
My TU is 602, Experian is (lovely...they are JERKS) is 539, and Equifax is 612. I highly doubt they would approve me with those scores. Anyone have any experience with them? And why send out a prescreened offer for such low scores?

Prescreened is NOT Pre-Approved.

ONLY if you are Pre-Approved are you guaranteed to receive the card.