FICO Equifax Score Increased By +192!

[onmyway]

my bk was discharged on 01/2006 and just recently
started cleaning up...

pre-clean-up/post-discharge score in equifax was
567 -- it was 567 on July 25 and yesterday i checked,
it was 740!!!! not sure what happened, how did it happen,
but i'm not complaining! (i use myfico.com to pull out
equifax report/score)

my experian score is 603 -- just sent another letter
of dispute...

i have no open revolving accounts or loans whatsoever, no credit
card at all as of this time...waiting to clean-up before
i apply for one.

how do i pull up my transunion score?

[edwards2]

I have never heard of a score jumping that much that quickly....you must have had a lot of errors on your credit report and FICO tends to be 100 points more than your credit report scores.

[onmyway]

so are you saying that my score is not accurate?

[Princesskina]

I know truecredit.com has a free trial going on and just to add I heard lots of people say that those scores be a lil off.

[anonymuse]

My 3 scores through true credit and within 10 points of each other.

[edwards2]

I have no way of knowing that...all I am saying is that is a huge jump in less than one month and I am not a believer in True Credit at all...our experience with them was not good...they were not responsive and reported inaccurate information.

[onmyway]

well that score is not from True Credit, it's from myfico.com.

different strokes for different folks i guess ;)

[onmyway]

just got my updated report from equifax...
and guess what??????????????

all of the accounts i included in my bankruptcy were deleted!!!
including my bankruptcy information!!!!!!!!!!!!!!

that's the reason why my score increased to 740!

not sure what happened and how did that happen, but it's
definitely a miracle and a work of God! so I'm extremely grateful!

i have the papers that can prove that!!!