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100% payback -but when am I done??

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    100% payback -but when am I done??

    Ok, I have sent 10 payments on my 100% ch13. According to my file, we are supposed to be paid back in 24months. But, how do i know for sure when I am done? I have left messages for atty - no call back. Also, we had a manufactured home and they sold the land, thus why we filed bankruptcy. Does anyone know what percentage you have to pay back on a manufactured home?

    thanks

    #2
    You can look at Pacer or the NDC website. But basically, if you are on a 24 month plan, you have to make 24 consecutive payments. Once the 24 payment is made, you are done.

    I am confused about your second point....you said you are on a 100% plan, so why would the home be at anything less than 100%?
    Date Filed: 12/19/2004
    341 Meeting: 2/8/2005
    Date Case Confirmed: 7/12/2005
    Closed on Refinance/Chapter 13 Buyout 8/23/06

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      #3
      100% payback-but when am I done??

      A manufactured home is different than a regular home, it is looked like a auto loan or so we were told. It is listed as a secure item and we have to pay 100% to unsercured. I am registered wth NDC and it shows 100% to credit card companies but no amount to manufactured home.

      thanks

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        #4
        Gotcha. I didn't know about a manufactured home.
        Date Filed: 12/19/2004
        341 Meeting: 2/8/2005
        Date Case Confirmed: 7/12/2005
        Closed on Refinance/Chapter 13 Buyout 8/23/06

        Comment

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