PAY OFF of BASE PLAN

[drednm]

I can't even pay off my plan because I am not confirmed after 21 months. This whole system is totally INSANE. The lawyer can't budge the trustee to confirm EVEN THOUGH THE DETAILS DO NOT MATTER since I will PAY OFF THE BALANCE. I cashed out my retirement just to be rid of this ridiculous legal crap. NOW WHAT?

[Minnymouth]

What is the answer when you asked - why is this not confirmed?....
Trustee has to give the Court a reason.....

[drednm]

she's still yapping about disposable income (AFTER 21 MONTHS!) and keeps filing to dismiss. They get HALF my takehome pay and she keeps trying to dismiss. The entire process is ridiculously illogical. She keeps yapping about $$ and yet when I try to pay this off she refuses to confirm. The lawyer can't do anything. We have a second court hearing (last one was Aug 2005) in Sept to go over the disposable income YET AGAIN. All I want to do is PAY THIS OFF...... TOTALLY INSANE.... why are we haggling over bills and income when I CAN PAY IT OFF AND BE DONE?

There must be some ulterior motive to getting a DISMISSAL vs a DISCHARGE.... I have no one to turn to for advice on getting this over with.... almost 3 YEARS of bankruptcy crap. Filed CH 7 Nov 2003 and converted to CH 13 Nov 2004.... and we go on and on and on.....

HELP

[Jman30]

she's still yapping about disposable income (AFTER 21 MONTHS!) and keeps filing to dismiss. They get HALF my takehome pay and she keeps trying to dismiss. The entire process is ridiculously illogical. She keeps yapping about $$ and yet when I try to pay this off she refuses to confirm. The lawyer can't do anything. We have a second court hearing (last one was Aug 2005) in Sept to go over the disposable income YET AGAIN. All I want to do is PAY THIS OFF...... TOTALLY INSANE.... why are we haggling over bills and income when I CAN PAY IT OFF AND BE DONE?

There must be some ulterior motive to getting a DISMISSAL vs a DISCHARGE.... I have no one to turn to for advice on getting this over with.... almost 3 YEARS of bankruptcy crap. Filed CH 7 Nov 2003 and converted to CH 13 Nov 2004.... and we go on and on and on.....

HELP

You said your lawyer can't do anything? Why not??? There must be something he can do, something he can file....some way he can force the Trustee to come to a decision.

[drednm]

that's what I keep saying and all I get is stalling and told I just don't understand legal matters. BULL.... This is the worst experience of my life and I can't even force a closure...

What motice could this witch have for refusing to confirm ON CONDITION OF PAY OFF ????? IT MAKES NO SENSE.... Do they get bonus points for dismissals rather than give discharges?

[aa06a47]

drednm, silly question here, but when you say pay the whole thing off, are you referring to paying all unsecured debt off or the POT amount figure the attorney gave you when you filed? If you meant paying off the POT amount 100%, then the trustee is saying it isn't enough as the pot has not been established.

I know you are under the old law, but what expenses is the trustee haggling over? If your going to pay 100% secured debt from your 401k cash out, then you might just agree on a payment to pay 100%, then pay it off. That should get you confirmed and over with pretty soon.

[drednm]

I want to pay off the amount in my BASE PLAN which is 100% unsecured debt plus the balance on my Jeep when they grabbed that note.... I just don't get it..... but lawyer is meeting with witch trustee next Monday the 28th.... As long as the payoff is in the ballpark of the BASE PLAN amount, I fail to see what the issue is... and the judge does NOTHING.... This has been the most miserable experience of my life, and at age 57 I get to start all over yet again on trying to save $$ for retirement.