Scores went down after disputing?

[amyl]

This is odd to me. I disputed with all 3 CRA's and Experian and Equifax went down a couple of points? Doesn't make sense

I only got documentation from Transunion of the changed info from the dispute...but the other 2 CRA scores went down. Not sure if this is from the credit inquiries for getting my auto loan and cc if Experian and Equifax scores went down.

I only hope that those 2 are not finished disputing. Transunion score went up, but only a couple of points. I do have questions though. The accounts that have changed now say that they are included in Bk..but still say condition is Derogatory. They no longer state collection account but should they still say derogatory?

1 account that was paid says verified..but on the report says Derogatory..bal $0..and in the remarks it states collection account. Should it state collection account?

[amyl]

Sorry..only Experian went down.

[FilingOnMyOwn]

Collection accounts, even once paid in full are considered derogatory. The negative effect fades greatly over time once the account has been paid in full. But the accounts included in bk, or 'IIB', are considered 'baddies' and will take a hit on your scores.