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No Creditor name for debt on credit report

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    No Creditor name for debt on credit report

    I have a debt that has no creditor name, no OC name, and no remarks. It states bal due and derogatory. How do I dispute this with the CRA's?
    BK DISCHARGED~02/2006
    Aspire cc $400...CNAC (auto) $15,000
    FICO score 8/06 Trans (549) Exp (538) Equi (559)
    FICO score 9/7/06 Trans (583) Exp (564) Equi (621)

    #2
    How about try,........... "Not Mine." Then it'll be up to the CRA's to Verify the debt is yours. If they can't they are supposed to remove it.
    Filed Ch 7 - 09/06
    Discharged - 12/2006
    Officially Declared No Asset - 03/2007
    Closed - 04/2007

    I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

    Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

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      #3
      Yeah they are total jerkoffs. Dispute it as not yours, it will fall off. Only problem is, unless you can find out the agency who is holding it and contact them with your bk info, it could reappear at any time.

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        #4
        When I try to dispute it asks for the company name. Should i just put in unknown?
        BK DISCHARGED~02/2006
        Aspire cc $400...CNAC (auto) $15,000
        FICO score 8/06 Trans (549) Exp (538) Equi (559)
        FICO score 9/7/06 Trans (583) Exp (564) Equi (621)

        Comment

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