Here's my situation - It's kinda complicated. I have 75K in CC debt. I am separated from my husband. The cc debt is in my name only. I live in Missouri. I also have a car payment and house payment. The car and house are in both our names. I just want to discharge the cc debt and keep paying on the house and car. If I can just get rid of the cc debt I would have no problem making my car and house payments. Do I file chapter 7 or 13? I don't want to lose my house or car.
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