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Reporting after Dispute

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    Reporting after Dispute

    Is this correct? I disputed some items on my TU report and several have been updated to show "Discharged through Bankruptcy Chapter 7/Account charged off" The mortgage shows "..../Foreclosed".

    obtw - the bk dates they show are incorrect as well.

    It's the slash and stuff after that I'm asking about...I was trying to get it to show IIB or 'Discharged Chap 7'. Should I continue to fight this?

    Thanks

    #2
    Originally posted by poorme
    Is this correct? I disputed some items on my TU report and several have been updated to show "Discharged through Bankruptcy Chapter 7/Account charged off" The mortgage shows "..../Foreclosed".

    obtw - the bk dates they show are incorrect as well.

    It's the slash and stuff after that I'm asking about...I was trying to get it to show IIB or 'Discharged Chap 7'. Should I continue to fight this?

    Thanks

    From my experience your report should say IIB and if your dates are incorrect on your BK dispute,dispute, dispute.

    Comment


      #3
      Yep, yep, yep. Dispute, dispute, dispute. Keep at 'em until the CRA's get it right, otherwise they are violating FCRA. We have a Sticky Thread under the Rebuild Credit section. There are guidleins the CRA's must follow, and if they fail to comply, then there is recourse you can take.
      Bankruptcy History:
      Chapter 7 filed - 10/12/2005 - Asset
      Discharged - 02/16/2006
      Case Closed - 11/08/2007

      A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain

      All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation.

      Comment

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