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    What is happening here?

    In thr past 2 days my exuifax credit score has gone up 111 pts. Should I see this as good news or bad news?
    My credit scores:
    Before Filing: Tr 496, Ex 496, Eq 507

    Today: Tr 618 (+122), Ex 601 (+105), Eq 623 (+116)

    #2
    Are you joking? How could it be bad?

    Comment


      #3
      Originally posted by FilingOnMyOwn View Post
      Are you joking? How could it be bad?
      Well the last time I had a big increase in score TU back in June 35 pts. I dropped 50 pts the next week
      My credit scores:
      Before Filing: Tr 496, Ex 496, Eq 507

      Today: Tr 618 (+122), Ex 601 (+105), Eq 623 (+116)

      Comment


        #4
        Well we already know that any score you buy is garbage. So if it goes up or down for no obvious reason then we know why.

        Comment


          #5
          With these increases my avg score is going up!
          My credit scores:
          Before Filing: Tr 496, Ex 496, Eq 507

          Today: Tr 618 (+122), Ex 601 (+105), Eq 623 (+116)

          Comment


            #6
            If you were just discharged last month, you should jump another 100 points in the next 6 months.

            Comment


              #7
              Originally posted by FilingOnMyOwn View Post
              If you were just discharged last month, you should jump another 100 points in the next 6 months.

              Sweet! Home sweet home! Here I come!
              My credit scores:
              Before Filing: Tr 496, Ex 496, Eq 507

              Today: Tr 618 (+122), Ex 601 (+105), Eq 623 (+116)

              Comment


                #8
                Jump points after discharge

                Originally posted by FilingOnMyOwn View Post
                If you were just discharged last month, you should jump another 100 points in the next 6 months.

                I have a question. Since my discharge 02/06...My score had not risen at all. The only time my scores have increased is when I disputed and had my charge off's changed to IIB. What could be the explination?
                BK DISCHARGED~02/2006
                Aspire cc $400...CNAC (auto) $15,000
                FICO score 8/06 Trans (549) Exp (538) Equi (559)
                FICO score 9/7/06 Trans (583) Exp (564) Equi (621)

                Comment


                  #9
                  Originally posted by amyl View Post
                  I have a question. Since my discharge 02/06...My score had not risen at all. The only time my scores have increased is when I disputed and had my charge off's changed to IIB. What could be the explination?

                  2 questions:

                  1-Have you completed all your disputes?

                  2-Have you opended new credit?
                  My credit scores:
                  Before Filing: Tr 496, Ex 496, Eq 507

                  Today: Tr 618 (+122), Ex 601 (+105), Eq 623 (+116)

                  Comment


                    #10
                    Originally posted by amyl View Post
                    I have a question. Since my discharge 02/06...My score had not risen at all. The only time my scores have increased is when I disputed and had my charge off's changed to IIB. What could be the explination?
                    You should have opened your own thread for your own question, however I can tell you if you do nothing to rebuild chances are your score will go nowhere.

                    Comment

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