JaredJ
06-29-2004, 01:39 PM
I'm in Ohio. I filed Chapter 7 and recvd discharge in March. I included the house which had a 1st and 2nd mortgage. The house is in foreclosure, and will go to sale probably in August. I have changed my mind and would like to keep the house.
Can I reaffirm the 1st mortgage but not the second, and only pay the first? Since both mortgages were included in the Ch7 which was discharged, can the 2nd mortgage holder pursue me or have any recourse?
I need to know for sure on this before reaffirming. Any one go through this exact scenario, or have direct knowledge of the law concerning this situation?
Thanks
Can I reaffirm the 1st mortgage but not the second, and only pay the first? Since both mortgages were included in the Ch7 which was discharged, can the 2nd mortgage holder pursue me or have any recourse?
I need to know for sure on this before reaffirming. Any one go through this exact scenario, or have direct knowledge of the law concerning this situation?
Thanks