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A rant and your 2014 goals?

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    #76
    Update (1-2-15) on 2014 Goals:

    1. Have my bk7 asset case finally closed before my years anniversary of my discharge (March). CLOSED!!!!!!! Done.

    2. Apply for one (1) unsecured cc and get approved for over $1000. Applied for Capital One - Quicksilver One Card - Approved for $3,000! Done! Now a $6000 CL

    UPDATE 10-28-14: Just approved for a Barclay's rewards card, no annual fee, $1500. I now have two cards, need no more.

    3. Have all three FICO scores over 700 by December 31, 2014. Got one over 700, the Barclays inquiry hurt me I believe.

    4. Have $12,000 in my emergency account. Done!!

    5. Payoff my car loan, last payment due Feb 2016, making December of 2014 my last payment. Car paid in Full! Done!!


    For the year I completed 4 of 5 goals, how did everyone else do?
    Filed Chapter 7: Nov 2012, Discharged Feb 2013, Closed May 2014
    Post-Discharge:EQ: 665, EX: 716, TU: 674 (All Fakos)
    Current FICO Scores (1/1/15): Ex: 706, TU: 690, EQ: 676

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