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Final Payment made on CH 13!!!!!!!!!!!!!!!!

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    Final Payment made on CH 13!!!!!!!!!!!!!!!!

    YESSSS..I just checked the NDS and I have paid my last payment!..DONE

    I do have a couple questions

    Below is my screen shot of the NDS..it is saying I have "Balance on hand", what is that? Do I get that back?

    Total paid into plan is literally 5 cents less then the plan base...tell me that that is OK....

    My attorney says I will not see the "balance on hand"..she said she thought the Trustee would take the money for the Trustee fee, but every month i pay, there is a Trustee fee paid...so why would she take the "Balance on hand"?

    How long after final payment is the BK totally complete?

    Thanks ALL .
    Balance on Hand $516.92
    Last Receipt Date 06/23/2015
    Last Receipt Amount $228.21
    Last Disbursement Date 06/23/2015
    Plan Base $20,745.40
    Total Paid into Plan $20,745.35
    Total Paid to all Parties $20,228.43

    #2
    Originally posted by freeme0215 View Post
    YESSSS..I just checked the NDS and I have paid my last payment!..DONE

    I do have a couple questions

    Below is my screen shot of the NDS..it is saying I have "Balance on hand", what is that? Do I get that back?

    Total paid into plan is literally 5 cents less then the plan base...tell me that that is OK....

    My attorney says I will not see the "balance on hand"..she said she thought the Trustee would take the money for the Trustee fee, but every month i pay, there is a Trustee fee paid...so why would she take the "Balance on hand"?

    How long after final payment is the BK totally complete?

    Thanks ALL .
    Balance on Hand $516.92
    Last Receipt Date 06/23/2015
    Last Receipt Amount $228.21
    Last Disbursement Date 06/23/2015
    Plan Base $20,745.40
    Total Paid into Plan $20,745.35
    Total Paid to all Parties $20,228.43
    I paid my final payment last week,i would've made sure paid to the base plan in full just to be on the safe side. I haven't seen any moment on the pacer account yet,
    Last edited by dron; 06-29-2015, 01:17 PM. Reason: info

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    • frustrated51
      frustrated51 commented
      Editing a comment
      Our final payment was in April. Our case closed yesterday and we are hoping our refund check arrives soon. I was told checks are sent out on the last day of the month, but that could vary depending on the area.

    #3
    Congrats on your final payment. Hopefully you have a quick discharge . I had a $945 credit that was returned to me before my discharge to balance out my plan to ZERO . Good Luck , hope you get the surplus...
    Those who live in glass houses should not throw stones
    Chapter 13 filed 10-21-09
    Discharged 4-13-15

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      #4
      CONGRATULATIONS!!!! Your Victory Hamster Troupe is ready to go! Enjoy your new Financial Freedom. Here you go:

      Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.


      "To go bravely forward is to invite a miracle."

      "Worry is the darkroom where negatives are formed."

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        #5
        Trustee just undated my pacer with termination of payroll.I'm so close

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          #6
          Originally posted by dron View Post
          Trustee just undated my pacer with termination of payroll.I'm so close
          Oh what a feeling. Good for you.
          11/23/'10-filed ch 13. 1/6/'11-341, confirmed. Below median. Plan completed 11/30/2015. DISSCHARGED 4/4/2016.JP

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            #7
            Originally posted by klandsb View Post
            Congrats on your final payment. Hopefully you have a quick discharge . I had a $945 credit that was returned to me before my discharge to balance out my plan to ZERO . Good Luck , hope you get the surplus...
            klandsb Was your refund sent when they close/completed your account? Did it show up in the account ledger? I thought my refund was going to be sent yesterday, but it still shows a balance on hand (over $4000), but says the status is closed. How can it be closed with cash on hand?
            Filed Chapter 13 on 3-31-10. 341 completed 5/20/10
            $2900+ a month 0% payback to unsecured creditors
            Discharged 6/30/2015

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              #8
              Congrats!!!!!
              Discharge date: October 2017 (will it ever get here?)

              Comment


                #9
                After my last payments made the balance on hand was returned to me. I didn't get the money right away. My last payment was 2/26 and I received my check around 5/20 and discharge 6/24. Everyone receives their checks at different times. Some people told me I wouldn't get it until after discharge. I think that the trustee has to make sure everyone has been paid correctly before sending you back the money.....

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