Bad info on credit report

[isabella]

I checked my credit report today. There is account in collections that was not there last month. It is for $589 dollars and the account was opened and sent to collections all in ONE MONTH according to the credit report, which was 12/2008 how can that be? I filed 13 in 9/09. I am sure it is not mine. Should I ask for debt validation or just let my attorney handle this? Even though my credit is crap I don't want false info on the report.

[walkthaplank]

Dispute it with the credit reporting agency, it is probably an error. If it isn't, then you know it is fraud and you can deal with that. If it comes back to an account that you included in your BK, then you can go on the offensive and have it removed.