$1237 over the Median - Do I have a chance?

[liz417]

For me the expenses that helped me qualify for a ch 7 ($21k over median) were: house payment and vehicle expenses (long commute). I interviewed 6 attorneys, all but 2 took one look at my income and said ch 13...only 2 ran the means test and used my numbers which qualified me for a ch 7.

I've always used Quicken, so I was able to track EVERY PENNY that went out and I used that (if allowable) in my budget.

[wisconsin]

The added income will NOT push me over the median if I average the last 6 months. I had a low-paying job AND was unemployed for 1 month during that time.

BUT, an attorney we consulted with told me that the '6 month average' can be thrown out if they believe my future earnings will push me over the median.

- rp

can it also be thrown out if if they believe future earnings will be less than the median?

[KAKRN97]

I need to file soon as well--in May--because my DH finally returned to work in April on the 13th after being laid off for 15 months...so in my case time is of the essence. I hope to file by the middle of May.

[BCA2009]

can it also be thrown out if if they believe future earnings will be less than the median?

No, only earning prior to filing.