Is my car safe from lawsuits as long as I file for bk before a summary judgment?

[aimhighlow]

My car is exempt in a Ch7 BK (Wildcard Exemption).

For example, let's say I am in a lawsuit where the judge will issue a summary judgment against me in a week. If I were to file for BK before this happens, would it stop the lawsuit judgment from taking place? And my car would be safe?

And also, does anyone know how long a lawsuit takes from the date of receiving a summons to getting hit with a summary judgment? 6 months? a year? (Assuming that the creditor didn't violate anything and you have no real defense)

Thank you

[aimhighlow]

Forgot to mention that since there is no such wildcard exemption for lawsuits (to protect my car), am I correct to assume that I can lose my car from a lawsuit if I don't file for BK on time?