In FL, do lenders ever have to foreclose after BK7?

[scooter6251]

The property is an undeveloped lot in a gated community. The mortgage loan, with Wachovia, was discharged in 2011, but the property has not been foreclosed on. Can the lender leave it in my name forever, or do they ever have to foreclose? Thanks

[AngelinaCat]

Apparently they don't. We have waiting since December 27, 2012 for Springleaf Financial, formerly known as American General Finance to foreclose and give Ms ex 'Hub 'Peace of Mind' about the place. 'Hub has filed paperwork in the County we live in, that he intends to do an Adverse Possession of the property. He does not want it, but the the Junk Debt Buyers seem not to know how to handle the matter, and there have been at least THREE Law Firms involved.

They harassed Ms. ex 'Hub that-to the point she had to call the Sheriff for protection as well as her daughter and SIL,
and their son to stand ready to defend their elderly Mother, if you can find them.

There were at least THREE Case Management Studies that Ms. ex-Hub attended, along with us, and in this last one, the judge got p-od enough to dismiss the case.

That means that Springleaf Financial, formerly known as American General Finance, will have to start their case all over again, That costs them MONEY!!!!