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Died in Lieu/cash for keys after chapter 7.

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    Died in Lieu/cash for keys after chapter 7.

    Anyone deal with it? Any advice on how to go about it?
    8-15-10 : filed petition
    9-15-10 : 341 meeting
    11-15-10: hopeful discharge date?

    #2
    I'd like to do this as well, but I think my lender is going to be a PITA about it. They (Sovereign Bank) stated they don't offer C4K deals for foreclosures, only for DIL and Short Sale. So I asked, how do I convert my active foreclosure to a DIL? Answer was, you can't unless you try to do a short sale. Sorry, not wasting my time with that, since my Chapter 7 no asset BK will be discharged on August 1, what earthly reason would I have to go through the Hell on Earth of attempting Short Sale? I'm NOT sending my life story to them again to apply for that program.

    Hmm.. Am I being shortsighted?
    Figured out we were in trouble: (Wait, we're in trouble? ) Stopped paying creditors: Aug 2010 Filed Chap 7: Apr 29, 2011 341: Jun 1, 2011 Report of no distribution: Jun 1, 2011 Discharged Aug 2, 2011

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