my husband and I have personal checking accounts with BB&T. I owe $300 ish on a overdraft account and am making the payments each month thru auto transfer. My husband owes $9000 on his (cause he uses it for our business at times) and he is also making his payment.
because we are going to file chap 7 in the next month or so, we have opened new accounts at a new bank.
If we close our bank accounts at BB&T, and will they even let us close them? Will they just send us bills/statements so we can still make payments on the credit lines (which we will do until bk filing). or will they not let us close our accounts?
if they won't, we can keep them open and keep just enough in there to cover fees, and the credit line payments monthly but I'd prefer not to do that since I've dropped some auto pay creditors and am afraid they will still try to debit my account.
because we are going to file chap 7 in the next month or so, we have opened new accounts at a new bank.
If we close our bank accounts at BB&T, and will they even let us close them? Will they just send us bills/statements so we can still make payments on the credit lines (which we will do until bk filing). or will they not let us close our accounts?
if they won't, we can keep them open and keep just enough in there to cover fees, and the credit line payments monthly but I'd prefer not to do that since I've dropped some auto pay creditors and am afraid they will still try to debit my account.