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Car title and payments

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    Car title and payments

    I'm married, filing single non-consumer at the end of the year. My credit is shot, but I need a larger vehicle for expanding family. We currently have a truck and small car, both paid for-neither of them are in my name. Thinking about trading in husband's car, I would like to put whatever the allowable amount is towards downpayment. DH will have to get the loan and we will title it in our name(tenants in entirety). Can I make loan payments directly to car dealer, or will this be frowned upon by trustee?
    See anything wrong with this scenareo

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