I posted this under sticky but need a quick response, so I am reposting here...

I was planning to reaffirm my mortgage, but after reading through this forum (what a great resource!), I understand I don't have to and probably shouldn't. I live in Illinois and I want to keep my house. That...

We signed our chap 7 petition yesterday and it was being filed today. We have a personal loan and a home equity (3rd mortgage) with a local Citifinancial office that are both claimed in the bankruptcy (loans are about 3 years old, payments were made regularly until we had our financial issues start...

Wondering if anyone has any suggestions on what to do.

I have been calling Citi Financial for about 4 months to pick up the vehicle and I keep getting the run around from them but no one calls me to pick it up. It has been sitting in my yard with no tag and no insurance and I would rather...

Hi All -- my 90th day for my unsecured creditors is just around the corner -- days from now.

I have about 4 more creditors that have not filed their proof of claims and I am praying really, really hard, they do not come through so my plan will have a shorter period than the 60 months....

Well hello again everyone,

In a nutshell: back in Oct. 08, DH & I decided to file ch 7. But to time it out right and all, we had to wait several months. Now all the paperwork is signed and our attorney should be filing our case this week. We are very anxious to get on with this...