Hi, all, I posted on this question back in March, but some things have changed, making me think that a conversion to Ch 7 is even more sensible. (Didn't do it then, as the $130/month bk payment was reasonable.)

First: I just got a message from the court saying we've been dismissed--likely...

We are expecting our 2nd child unexpectedly at the end of August and I am one year into a chapter 13. So far, the 2 secured creditors are almost paid off; our truck, will be paid in full at the end of June and the house arrears will be paid off at the end of August.

I am meeting with...

Standiferd v. US Trustee (In re Standiferd)




Summarized by Kevin Moore, St. John's University:

10th Circuit

Citation: 09-2238 (10th Circuit)


Ruling:


(1) A chapter 13 confirmation order is a "lawful...

I will try to keep this a short post. We are at 26 mos of 100% payback. We made good money and put a lot away in ira's and 401k. Also helped college age kids with tuiton and loans, ect. Our house and student loans are paid outside. Now my husband is fired. Can we go from a 13 to a 7?
1)Will...

Hi all,

I am six months into a 36 month Chapter 13. To date my plan has not been confirmed, and is a zero payback to the unsecured creditors. I have payments going to a bank (automobile), federal and state taxes (from 2009). The balance of the auto is about $3500.00 and the tax balance...

I had posted on the Ch 13 forum since back in May, but in october, I was summarily 'dismissed' from Ch 13 for allegedly having too much unsecured debt, so I was forced to file a 7.

The debt was an investment property that was actually fully secured, but it was the only way ex and his...