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  • blueking5
    started a topic Credit report question

    Credit report question

    I was discharged 12/2009. I pulled my Experian and Equifax credit report.

    On the Experian reports they all say included/discharged thru chapter 7. Balance is 0 but towards the bottom it shows what the credit limit was and the highest balance i had and also in comments it says credit...
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  • AlmostAmos
    started a topic My Credit Cleanup / Rebuilding Thread

    My Credit Cleanup / Rebuilding Thread

    Well, my CH7 discharged two days ago - on 10/20/10. I guess it is time to pull the credit reports, assess the situation and begin getting things corrected. I'm going to use this thread as a log of our efforts. Hopefully it will help somebody along the way.

    Background:
    Prior...
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  • CCsAreEvil
    started a topic Transunion again on IIB reporting

    Transunion again on IIB reporting

    So, I purchased a myfico to see how my scores are fairing.

    My current TU is 622 and my Equifax is 657 which is fine. I know it takes time to rebuild. But, I was investigating why my TU was much lower than my EQ.

    It appears that under "Understanding Your Score" under...
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  • AC135
    started a topic REAL close to the maximum unsecured debt limits

    REAL close to the maximum unsecured debt limits

    I am really really close to the unsecured debt limits for chapter 13 - as a matter of fact - depending upon what document the latest collection agency sent me the numbers (the amount of debt owed) .. is all over the map.
    If I use the last most reasonable doc - I am under the limit.. but they...
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  • Should I include my ss# on my creditor dispute letter?

    Should I include my social security number on my creditor dispute letter? If I dont how are they going to identify who I am?
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