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Get your FICO score (grab a discount code here) |
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11-04-2009, 04:13 PM
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#1 |
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Registered User
B/F Newbie
Join Date: Sep 2009
Posts: 13
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Mortgage payment
Since we have been in bankruptcy we have not been able to pay our mortgage with online banking or payby phone. we have to do it the old fashioned way, mail! After our discharge do you think we will be able to pay by online banking or will we always have to mail our payment. Any one else in this situation? any insight? |
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11-04-2009, 04:42 PM
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#2 |
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Registered User
B/F Guru
Join Date: Apr 2008
Location: Northeast Florida
Posts: 4,518
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Once the automatic stay has been lifted, and your bk has been resolved, inform the company and they no doubt will open your access. I had this too until I reaffirmed, but that was with a credit union and they are a bit tougher. 'Hub
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 HELP! I've fallen down, but I DID get up.If I knew it all, would I be here?? Hang in there = Discharge 8-13-08 Finally CLOSED 11-3-09 |
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11-04-2009, 04:45 PM
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#3 |
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Moderator
B/F Guru
Join Date: Apr 2008
Location: Northeast Florida
Posts: 2,971
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You probably will be able to get the online banking reestablished. We were not able to bank online with our CU until we reaffirmed the car note and the overdraft protection.
Likewise we are not able to pay our electric bill online for at least one year, because a couple of times, the payment bounced. So we have to pay either by cash at a store that accepts utility payments, or mail in a money order. |
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"To go bravely forward is to invite a miracle."
"Worry is the darkroom where negatives are formed." |
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11-04-2009, 04:46 PM
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#4 |
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Moderator
B/F Guru
Join Date: Apr 2008
Location: Northeast Florida
Posts: 2,971
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Well, I see the 'Cat Household tag team is at it again!
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"To go bravely forward is to invite a miracle."
"Worry is the darkroom where negatives are formed." |
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11-05-2009, 01:07 PM
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#5 |
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Registered User
B/F Newbie
Join Date: Sep 2009
Posts: 13
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thank you for your help!\ This forum has truly been a wonderful tool for us to get through this time and see that we are not the only ones!!! |
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11-09-2009, 08:36 AM
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#6 |
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Registered User
B/F Guru
Join Date: Jun 2007
Posts: 1,065
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Mine was the same way but I have online bill pay through my bank. It turns out you can pay it that way with no problems.
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4/09 Converted to a Ch 7 due to loss in dh's income
5/09 UST now involved no idea what happens next  7/09 UST has decided to withdraw his motion to dismiss!  7/27/09 DISCHARGED!!! 
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