I have been summoned

Kansas · 11-06-2009, 05:57 PM

I am scared. I have no income besides unemployment. Do I go to court or do I let them win by default?

AngelinaCatHub · 11-06-2009, 06:05 PM

PLEASE, answer the summons. Need more info to aid you. A Judgment is a difficult chain and ball. 'Hub

MSbklawyer · 11-06-2009, 06:06 PM

Quote:

Originally Posted by Kansas

I am scared.

Don't be. Seriously, don't be.

That's what they want. Don't let them have it.

Quote:

I have no income besides unemployment. Do I go to court or do I let them win by default?

You don't want to let them win by default. Either answer the complaint or file bk before the due date on the summons.

Answer some questions here:

What do you have in the way of assets? Cash, house, car, bank accounts, everything you own?

What debt do you have and for how much?

What is this particular debt for?

Kansas · 11-07-2009, 05:47 AM

I have no cash.

The non exempt assets I have are a 2nd house that I am trying to sell and a camper.

The past due debts I have are all credit cards. (5 or 6) totalling almost $40,000.00

Kansas · 11-08-2009, 05:28 AM

How do I answer the complaint?

MSbklawyer · 11-08-2009, 06:01 PM

Quote:

Originally Posted by Kansas

How do I answer the complaint?

There's no good short answer to that. You assert your affirmative defenses and then answer the complaint paragraph by paragraph with admissions or denials. Ideally, retain a bk lawyer if that's the route you're going to go.

Kansas · 11-09-2009, 05:25 PM

I have about six other cards I am waiting to sue me. I am not in the position to file yet. I have a 2nd house to sell ( gutted and needs fixed first, divorce papers say i must make payments. House is worth $20,000.00 less then I owe in its condition) and a camper to sell. I want to wait until all cards sue to file. Is this smart or dumb of me?

frogger · 11-10-2009, 05:34 AM

Quote:

Originally Posted by Kansas

I have about six other cards I am waiting to sue me. I am not in the position to file yet. I have a 2nd house to sell ( gutted and needs fixed first, divorce papers say i must make payments. House is worth $20,000.00 less then I owe in its condition) and a camper to sell. I want to wait until all cards sue to file. Is this smart or dumb of me?

I wouldn't say that it's smart.......

11-06-2009, 05:57 PM	#1
Kansas Registered User B/F Newbie Join Date: Jan 2008 Location: Kansas Posts: 16	I have been summoned I am scared. I have no income besides unemployment. Do I go to court or do I let them win by default?

11-06-2009, 06:05 PM	#2
AngelinaCatHub Registered User B/F Guru Join Date: Apr 2008 Location: Northeast Florida Posts: 4,515	PLEASE, answer the summons. Need more info to aid you. A Judgment is a difficult chain and ball. 'Hub
	HELP! I've fallen down, but I DID get up. If I knew it all, would I be here?? Hang in there = Discharge 8-13-08 Finally CLOSED 11-3-09

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11-07-2009, 05:47 AM	#4
Kansas Registered User B/F Newbie Join Date: Jan 2008 Location: Kansas Posts: 16	I have no cash. The non exempt assets I have are a 2nd house that I am trying to sell and a camper. The past due debts I have are all credit cards. (5 or 6) totalling almost $40,000.00

11-08-2009, 05:28 AM	#5
Kansas Registered User B/F Newbie Join Date: Jan 2008 Location: Kansas Posts: 16	How do I answer the complaint?

11-09-2009, 05:25 PM	#7
Kansas Registered User B/F Newbie Join Date: Jan 2008 Location: Kansas Posts: 16	I have about six other cards I am waiting to sue me. I am not in the position to file yet. I have a 2nd house to sell ( gutted and needs fixed first, divorce papers say i must make payments. House is worth $20,000.00 less then I owe in its condition) and a camper to sell. I want to wait until all cards sue to file. Is this smart or dumb of me?