Cap one blank check, which credit reports?

craigerzz · 12-12-2006, 11:02 AM

Hi all, it's been a long time since I've been on here. I'm in the process of cleaning up my credit reports and have 2 of the 3 done so far. It was easy to do the online cleanup. My question is which credit reports does cap one check, do they check all 3? I know quite a few of you have been approved and I'm curious which they check... Also, those of you that have been approved and bought a car, how has your experience been with them?

Craigerzz

sp114 · 12-12-2006, 12:38 PM

I used the Capital One Blank Check program and they checked all three reporting agencies.

craigerzz · 12-12-2006, 10:22 PM

I better wait until I get all three of the reports cleaned up then, thanks for the info!

rrockinggramma · 12-15-2006, 02:03 PM

I just wanted to post that my daughter just used the Cap One Blank Check. It was a great experience. Our glitch was with the Pin Number for the employee discount. LOLOL the car she wanted (sebring) is not accepted for the discount. So she ended up with a 2007 Compass. She loves it. The process was painless (well except for the pin number situation) but with Cap One they were great. She was approved in 10 minutes on the internet. Then at the dealership it took a couple of hours for final approval from Cap One but well worth the wait. They are very up front with all fees etc. I would recommend them. Her chapter 7 was discharged in Jan 05. And she hasn't cleaned up anything on her credit report, just paid her cc on time since then.

craigerzz · 12-15-2006, 08:36 PM

Thanks for the information! I plan on trying to finance a car through cap one in about 2 to 3 months, just enough time to clean up my final credit report!

Thanks
Craigerzz

craigerzz · 03-07-2007, 02:54 PM

Well I got approved for cap one blank check loan @ 11.95 up to 22,500.00. Got approved two weeks ago and found a vehicle I liked at 16,000.00. Process has been painless and easy so far. I was surprised at how painless and fast it was. Just haggling over the price of vehicles at the dealership is much easier than having to negociate the financing etc. Just wanted to let you know that cap one has been great so far.......

SinkingFast · 03-07-2007, 10:08 PM

Congrats, Craigerzz!!

What kind of car did you buy??

craigerzz · 03-14-2007, 02:43 PM

Dodge Ram 1500, 2004 with only 26K miles. I love it nice ride!

12-12-2006, 11:02 AM	#1
craigerzz Registered User B/F Newbie Join Date: Sep 2005 Posts: 57	Cap one blank check, which credit reports? Hi all, it's been a long time since I've been on here. I'm in the process of cleaning up my credit reports and have 2 of the 3 done so far. It was easy to do the online cleanup. My question is which credit reports does cap one check, do they check all 3? I know quite a few of you have been approved and I'm curious which they check... Also, those of you that have been approved and bought a car, how has your experience been with them? Craigerzz
	09/20/2005 Purchased Form7 software and started listing debts 09/27/2005 About 80% done with the paperwork. Goal is to file next week on 10/03/05 10/03/2005 Filed chapter 7 bankruptcy with the western district in washington state! 10/10/2005 Received notification in the mail that my 341 is scheduled for 11/09/2005 with instructions to bring SS Card and ID 11/09/2005 Successful 341! Trustee proclaims NO ASSET DISTRIBUTION!!! OH YEAH!

12-12-2006, 12:38 PM	#2
sp114 Registered User B/F Newbie Join Date: Aug 2006 Posts: 35	I used the Capital One Blank Check program and they checked all three reporting agencies.
	To err is human. To really mess things up, you need a computer.

12-12-2006, 10:22 PM	#3
craigerzz Registered User B/F Newbie Join Date: Sep 2005 Posts: 57	thanks....... I better wait until I get all three of the reports cleaned up then, thanks for the info!
	09/20/2005 Purchased Form7 software and started listing debts 09/27/2005 About 80% done with the paperwork. Goal is to file next week on 10/03/05 10/03/2005 Filed chapter 7 bankruptcy with the western district in washington state! 10/10/2005 Received notification in the mail that my 341 is scheduled for 11/09/2005 with instructions to bring SS Card and ID 11/09/2005 Successful 341! Trustee proclaims NO ASSET DISTRIBUTION!!! OH YEAH!

12-15-2006, 08:36 PM	#5
craigerzz Registered User B/F Newbie Join Date: Sep 2005 Posts: 57	Thanks for the information! I plan on trying to finance a car through cap one in about 2 to 3 months, just enough time to clean up my final credit report! Thanks Craigerzz
	09/20/2005 Purchased Form7 software and started listing debts 09/27/2005 About 80% done with the paperwork. Goal is to file next week on 10/03/05 10/03/2005 Filed chapter 7 bankruptcy with the western district in washington state! 10/10/2005 Received notification in the mail that my 341 is scheduled for 11/09/2005 with instructions to bring SS Card and ID 11/09/2005 Successful 341! Trustee proclaims NO ASSET DISTRIBUTION!!! OH YEAH!

03-07-2007, 02:54 PM	#6
craigerzz Registered User B/F Newbie Join Date: Sep 2005 Posts: 57	Update! Well I got approved for cap one blank check loan @ 11.95 up to 22,500.00. Got approved two weeks ago and found a vehicle I liked at 16,000.00. Process has been painless and easy so far. I was surprised at how painless and fast it was. Just haggling over the price of vehicles at the dealership is much easier than having to negociate the financing etc. Just wanted to let you know that cap one has been great so far.......
	09/20/2005 Purchased Form7 software and started listing debts 09/27/2005 About 80% done with the paperwork. Goal is to file next week on 10/03/05 10/03/2005 Filed chapter 7 bankruptcy with the western district in washington state! 10/10/2005 Received notification in the mail that my 341 is scheduled for 11/09/2005 with instructions to bring SS Card and ID 11/09/2005 Successful 341! Trustee proclaims NO ASSET DISTRIBUTION!!! OH YEAH!

12-15-2006, 02:03 PM	#4
rrockinggramma Registered User B/F Guru Join Date: Aug 2004 Location: michigan Posts: 1,513	I just wanted to post that my daughter just used the Cap One Blank Check. It was a great experience. Our glitch was with the Pin Number for the employee discount. LOLOL the car she wanted (sebring) is not accepted for the discount. So she ended up with a 2007 Compass. She loves it. The process was painless (well except for the pin number situation) but with Cap One they were great. She was approved in 10 minutes on the internet. Then at the dealership it took a couple of hours for final approval from Cap One but well worth the wait. They are very up front with all fees etc. I would recommend them. Her chapter 7 was discharged in Jan 05. And she hasn't cleaned up anything on her credit report, just paid her cc on time since then.

03-07-2007, 10:08 PM	#7
SinkingFast Registered User B/F Guru Join Date: Jan 2006 Posts: 6,857	Congrats, Craigerzz!! What kind of car did you buy??
	Filed Ch 7 - 09/06 Discharged - 12/2006 Officially Declared No Asset - 03/2007 Closed - 04/2007 I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation. Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

03-14-2007, 02:43 PM	#8
craigerzz Registered User B/F Newbie Join Date: Sep 2005 Posts: 57	Dodge Ram 1500, 2004 with only 26K miles. I love it nice ride!
	09/20/2005 Purchased Form7 software and started listing debts 09/27/2005 About 80% done with the paperwork. Goal is to file next week on 10/03/05 10/03/2005 Filed chapter 7 bankruptcy with the western district in washington state! 10/10/2005 Received notification in the mail that my 341 is scheduled for 11/09/2005 with instructions to bring SS Card and ID 11/09/2005 Successful 341! Trustee proclaims NO ASSET DISTRIBUTION!!! OH YEAH!

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