Dell Financing

[onmyway]

what credit bureau do they use
and has anybody gotten approved
by them post-BK?

[Princesskina]

Response has varied but the MAJORITY says EXPERIAN...

Ummm not to be all in ur biz but dont take on more debt than u can handle, but good luck on all ur new found happiness after the BK stress.

Also there has been claims of MASSIVE intrest.

[so-beyond-broke]

Experian is the credit bureau that Dell (CIT Bank) pulls. I applied a few days out of BK and was denied. Someone on this forum applied for Dell and was approved, but that was months out of Bk and the interest rate was 29.99%. Which is a bit outrageous but what can you do? You have to start all over again somewhere.

sbb

[Fedler]

The last thing in the world you want to finance is a computer especially at 29%. It loses value faster than a car. If you want to build credit, get a secured credit card.

[Princesskina]

oooo yea Fedler has a point....

Charge it with that and pay the card off.

[oregonrebel]

Hey,
I just got credit from Dell, 1500 loc at 29.99%!!! It has been 2 years since we filed and this was the 2nd thing we applied for.
RM

[Princesskina]

Hey,
I just got credit from Dell, 1500 loc at 29.99%!!! It has been 2 years since we filed and this was the 2nd thing we applied for.
RM

I so liked Fedlers' idea of using a CC to pay for a comp rather than getting the financing. But who am I to talk once im outta my situation can't wait to be able to apply and get APPROVED for stuff.