Well, our attorney filed our Chapter 7 last Friday - our 341 hearing is scheduled for July 14th. If you haven't been reading my blog, go back to the 2nd entry to see where we were when I started writing this... it's pretty funny to see the difference! Interestingly, though - I estimated filing in June. Glad I finally got something right.

My best estimate of our debts at the time of filing:

950k+ in mortgages on the two houses that we are surrendering - both were scheduled for the foreclosure sales this Spring, but neither sale took place! Go figure.

196k-ish in cc debts - close to that anyway, by my guess. That's about 35k+ higher than what the balances were when we last charged anything just over a year ago. Gotta love interest and penalties.

3k-ish in misc medical, utilities, and one wacko bill for $116 that showed up out of nowhere when our credit started going South for-the-ever. Someone decided to jump on the sinking ship, I guess!

So-o-o-o... Roughly 1.15 mil that we're hoping to dump. We filed Ch 7, under median, no assets. Our attorney says the Trustee is anal, but he doesn't foresee and problems. I hope he's right!