Being sued by Citi Financial

[debtmonster]

I have found that "religious" people are that only when it fits what THEY want at the time.

If you think about it, those on the religious right that support war, totally against "socialism" and helping others call themselves "Christians".

Seems to me that Christ was the man of peace, the man of turn the other cheek and the man of help your fellow man.

Can you say hypocrite? - jb

I'm on 100% agreement with you on this one. That's why I became anti-religious after I saw the way people became. Religious people seem to "judge" people too much and I don't like that one bit. They don't practice what they preach. Religion is no longer for me. I don't like all of that war and killing. Anyway, I don't want to get on a religious rant here. That's getting off topic too much.

Jeb, after reading your posts, you are someone that would be a good beer drinking buddy, if I drank beer. I agree with pretty much everything you said in your last several posts.

[Willy13]

Capitalism works but needs to be fair, honest and an equal playing field for all. Not just those with old school money or wall street.

Here is the problem. How do you tell Walmart they have to raise their prices so the Ma and Pa shops have a fair playing field. Then how do you tell the consumer they have to pay more in order to keep the ma and pa shops in business. In a round about way, isn't this just another form of socialism as people are paying more in order to create a fair playing field?

[jeb]

Yet if anyone thinks that voting left wing is the key they are also mistaken. Those guys are just as corrupt, if not worse. What sort of a party wants to give 20,000,000 illegal immigrants amnesty at a time when millions of Americans are losing their livelihood. what sort of a party refuses to change the laws so that illegal immigrants don't just pop over the border and have kids to qualify for citizenship. Kids that we the taxpayer ultimately fund. I don't blame the illegal immigrants but I do blame the government for doing nothing because in their eyes this illegal immigrant may one day become a voter. So screw the American living on the street for the prospect of a future additional vote. Politicians have let our country down for years now. We are no better than some of those South American countries.

Socialism = Communism, which are both failed concepts. That is the reality whether people accept it or not. This doesn't mean we let capitalism go on unregulated. Capitalism works but needs to be fair, honest and an equal playing field for all. Not just those with old school money or wall street.

You want an example, just look at Canada who is kicking our butts (big time) in terms of living standards. All while more and more Americans are living in squalor.

Sorry moderators for going off topic.

I don't disagree with a lot of what you say - particularly, "Yet if anyone thinks that voting left wing is the key they are also mistaken. Those guys are just as corrupt"

Buy your saying. "look at Canada"? They are, indeed, kicking our butts - and have one of the most "socialist" countries in the world. - jb

[shabam]

PS what a scumbag thing to do citi. Especially after asking the taxpayer for bailouts. I want this to happen to me so I can send every senator the example of what they are doing to Americans behind congresses back while demanding a bailout. I would also contact all of the media outlets.

[shabam]

Every single thing in the western world has been designed to protect those with money.

And people keep voting for the party of the rich and big corps - because they pull the strings of the "buy my vote" boys and girls in DC and State Houses across the country. - jb

Yet if anyone thinks that voting left wing is the key they are also mistaken. Those guys are just as corrupt, if not worse. What sort of a party wants to give 20,000,000 illegal immigrants amnesty at a time when millions of Americans are losing their livelihood. what sort of a party refuses to change the laws so that illegal immigrants don't just pop over the border and have kids to qualify for citizenship. Kids that we the taxpayer ultimately fund. I don't blame the illegal immigrants but I do blame the government for doing nothing because in their eyes this illegal immigrant may one day become a voter. So screw the American living on the street for the prospect of a future additional vote. Politicians have let our country down for years now. We are no better than some of those South American countries.

Socialism = Communism, which are both failed concepts. That is the reality whether people accept it or not. This doesn't mean we let capitalism go on unregulated. Capitalism works but needs to be fair, honest and an equal playing field for all. Not just those with old school money or wall street.

You want an example, just look at Canada who is kicking our butts (big time) in terms of living standards. All while more and more Americans are living in squalor.

Sorry moderators for going off topic.

[jeb]

You know what's funny, Muslim banks are not allowed to charge interest. So you have to wonder who is the true enemy here. There is nothing worse than a wolf in sheep's clothing.

I wish we had some middle eastern banks here as they are not allowed to exploit their customers and then say oh well you signed (agreed) to those conditions. Only in America are banks allowed to get away with murder, as long as you signed on the dotted line. Having spent years overseas, their banks are held accountable and all contracts are subject to the decision of the courts. Which means that a court can cancel a contract at will, regardless of what is in it. Not here. Once you sign on the bottom line, you are in servitude again.

Every single thing in the western world has been designed to protect those with money.

And people keep voting for the party of the rich and big corps - because they pull the strings of the "buy my vote" boys and girls in DC and State Houses across the country. - jb

[shabam]

I thought this country was all religious and that the bible all talks about "usury" and crap about how you're not supposed to pay interest. If everyone is so religious, why don't they do away with interest?

You know what's funny, Muslim banks are not allowed to charge interest. So you have to wonder who is the true enemy here. There is nothing worse than a wolf in sheep's clothing.

I wish we had some middle eastern banks here as they are not allowed to exploit their customers and then say oh well you signed (agreed) to those conditions. Only in America are banks allowed to get away with murder, as long as you signed on the dotted line. Having spent years overseas, their banks are held accountable and all contracts are subject to the decision of the courts. Which means that a court can cancel a contract at will, regardless of what is in it. Not here. Once you sign on the bottom line, you are in servitude again.

[jeb]

DebtMonster: Please give me the book and verse in the Bible where it says that you should not have to pay interest? I would really like to see that.

NIV -

Exodus 22 - "If you lend money to one of my people among you who is needy, do not be like a moneylender; charge him no interest.

Leviticus 25:35-37 - " 'If one of your countrymen becomes poor and is unable to support himself among you, help him as you would an alien or a temporary resident, so he can continue to live among you.

36 Do not take interest of any kind [a] from him, but fear your God, so that your countryman may continue to live among you.

37 You must not lend him money at interest or sell him food at a profit.

King James -

36 Take thou no usury of him, or increase: but fear thy God; that thy brother may live with thee.

37Thou shalt not give him thy money upon usury, nor lend him thy victuals for increase.

Think about this last one - "37 You must not lend him money at interest or sell him food at a profit."

Want to think about how this would change the world's economy?

As usual, all those good religious people pick and choose what they want to believe in. - jb

[jeb]

I thought this country was all religious and that the bible all talks about "usury" and crap about how you're not supposed to pay interest. If everyone is so religious, why don't they do away with interest?

I have found that "religious" people are that only when it fits what THEY want at the time.

If you think about it, those on the religious right that support war, totally against "socialism" and helping others call themselves "Christians".

Seems to me that Christ was the man of peace, the man of turn the other cheek and the man of help your fellow man.

Can you say hypocrite? - jb

[Willy13]

Greed and Capitalism are two sides the same sword I hate to say. The only way to keep Capitalism in control is regulation and taxes which is basically what turns it into Socialism. It's a catch 22

[DaisysMom]

DebtMonster: Please give me the book and verse in the Bible where it says that you should not have to pay interest? I would really like to see that.

I don't think it is wrong for someone to get interest on money loaned just the same as getting interest on money saved. But it should be fair and honest and not jacked up...they should honor their agreement. No fine print to try and cheat someone. That is where the problem lies alot of time. Unscrupulous lenders as well as uninformed borrowers.

And then too....Not all.....but some times......some of us (like myself) live in denial over extending ourselves financially while chasing the American dream. I will be the first to admit, I am alot to blame for the spot I am in. But like in AA, weightwatchers, etc., admitting to the problem is the first step in solving it and making sure it is not repeated.

DebtMonster....I'll be waiting for those Bible verses.

D...

[debtmonster]

It's not capitalism. In fact capitalism is a good thing. It's the greed of the people who are in charge. It used to be that when you had a business you had genuine concern for your employees and your customers. It was a good system back then. But greed has changed everything and it has gotten totally out of control. Wish there was a way to make people more compassionate. No one should have to pay 20-30% interest.....it is just PURE greed.

D...

I thought this country was all religious and that the bible all talks about "usury" and crap about how you're not supposed to pay interest. If everyone is so religious, why don't they do away with interest?

[DaisysMom]

I can't stand capitalism. I wish they would modify it and put caps on CEO incomes to make about only 20-40% more than the CEO's average employees.

It's not capitalism. In fact capitalism is a good thing. It's the greed of the people who are in charge. It used to be that when you had a business you had genuine concern for your employees and your customers. It was a good system back then. But greed has changed everything and it has gotten totally out of control. Wish there was a way to make people more compassionate. No one should have to pay 20-30% interest.....it is just PURE greed.

D...

[debtmonster]

The whole FICO score is just depressing. Mine went from 600's to 400's in last 6 months. I guess it will be in the 300's after I file.

Mine from from 680 to 491 in like 2 months. The lawyer told me to stop paying everything, so I did. When I log into Experience service, it says I have 29 Negative Credit Alerts and counting.

I am guessing that mine will also hit the 300's. AMAZING.

Yeah, I am thinking the same thing about the credit scoring system. Way too many people defaulting.

Thing is, after all is said and done, I don't want to use credit anymore anyway. I just wanna live a cash lifestyle.

[Willy13]

The whole FICO score is just depressing. Mine went from 600's to 400's in last 6 months. I guess it will be in the 300's after I file.

With so many credit scores taking big hits these days, I would think they will have to make some favorable adjustments to the scoring system sooner or later.