Furniture repo after discharge

[bnkrptinva]

Thanks for the reply. I made payments on it for a year. So in essence, maybe some of it was paid for, some not. I still owe 5,000 on it (some because of penalties for stopping payment). All I have in my possession from this card is a table, 4 chairs, china cabinet, and sofa table. If you add those things up purchased new, would come up to the 5,000, but like I said, ex has the rest in his possession (perhaps I could send them to his place to pick up that stuff instead..else if I have to surrunder everything in my possession, I will fight to make him have to surrender the stuff in his possession too).

I figure by the time they'd get around to doing anything, the stuff will be 2 years old and perhaps this will be a non issue.

So if they send a letter and I ignore...unless they do something more drastic, I MIGHT be okay?

At what point would I HAVE to comply? If they showed up on my doorstep w/a court order?

[dingdong]

Furniture depreciates quickly. I doubt they are going to come after you for 2 yr old furniture.


It costs 250.00 just to file an AP, plus lawyer fees. They may send you a letter asking you to turn it over, but most people just ignore it and nothing happens.
Even if they do file an AP, they will probably settle for much less.

What was the amount of the charge for the furniture, did you make any payments on it after you bought it?

[bnkrptinva]

I've searched quite a bit about this and read mixed information.

Has anyone heard of GE Money Bank & Ethan Allen persuing repo on furniture secured by the credit card.

I told my attorney I'd be willing to turn over my items. She said by the time they get around to doing it, would be later this year. By that time, the furniture would be about 2 years old. I don't even have all of the purchases in my possession, my soon to be ex husband has some of the items (yet we do not have a property settlement yet, so legally the items are still mine as the card that bought them was in my name).

If they want the stuff, it'll bother me, but what can I do?

Also, if & when they want the stuff, if I still do not have a property settlement, can I sent them to my ex's house to get the rest?

Thank you.
PS, in Virginia, not sure if the laws vary state by state.