Still no offers in the mail

[mom2three09]

I'm not sure why you would not have surrendered your vehicles before filing & financed something that you could afford after your BK Ofcourse you could have easily done a ride thru on it & then if you later changed your mind surrendered it too. If I read your situation right, aren't you spending a LOT of $$ on attorney fee's to be able to keep your cars a little longer?? That $ could have been a deposit on something else to drive.

[debtmonster]

I never surrendered mine. Supposedly I will be able to have these things for several months. But according to the people on here, I could have them taken from me in as little as 6 weeks from the time I filed from the banks getting a life on the automatic stay.

I'm not spending any extra money on my attorney to keep my cars. That's all incorporated into his fees.

The money I am wanting to save for the deposit is why I need to keep these cars for as long as possible. If I can save $1,000+ per month for 6 months, that's $6,000 extra I'll have to put down. If they take them in a month, that only leaves me $1,000 or so to put down. You can't finance a pack of bubble gum with only $1,000 after a bankruptcy discharge. I'll need to come up with a hell of a lot more than that. If I can just hold on to these suckers until late January or late February, I will hopefully have good news to post on here!

I am guessing that everyone here will be right and by late next month, they will be wanting my cars back.

[coffee]

The money you spend in repairs can exceed what you'd pay in interest on a newer car.

That doesnt make any sense unless you can read the future and know that the car you are buying is brake down proof. That car doesnt exist. I had a low mileage van blow a head gasket at 60,000 miles. I bought it at 25,000 miles and maintained the thing. Heres the worst part. In addition to the hefty monthly car note and insurance premiums for full coverage, I had to shell out thousands to fix it because I still had a couple of years of payments to go. That is not normal maintenence. Your worst fears of mechanical failure can happen on any car new or used.

[debtmonster]

That doesnt make any sense unless you can read the future and know that the car you are buying is brake down proof. That car doesnt exist. I had a low mileage van blow a head gasket at 60,000 miles. I bought it at 25,000 miles and maintained the thing. Heres the worst part. In addition to the hefty monthly car note and insurance premiums for full coverage, I had to shell out thousands to fix it because I still had a couple of years of payments to go. That is not normal maintenence. Your worst fears of mechanical failure can happen on any car new or used.

That's what I want a brand new car. Head gaskets don't just blow on their own. You had to let the engine overheat to do that.

Vans are a major headache to maintain. That's another reason I don't want one.

Just stick with like-new cars or brand new ones. Put Amsoil coolant and oil in them and call it a day. I've probably owned well over 20 cars in my life and the only ones that had the problems you're talking about are the beater cars I bought.

Just try to buy cars that have a top track record. If the used car you buy has a good track record with JD Power & Associates, then take the risk and buy it.

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