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How much does Chapter 7 Cost
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We paid 1299, included filing fees.. $16 for joint credit report and then will have to pay for the before filing class.
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I wouldn't have wanted to do pro se.
The outcome was good but seems like our lawyer was a little pricey compared to others.
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Oh man. We paid $2700 in TX for a no asset, straight-forward, easy peasy Ch 7.
D'oh!
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I live in the San Fran. bay area. I am paying $3,000 (another lawyer wanted $3,500). I have a house, boat and stock so I don't know if that palyed into the price or not.
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For a Ch7 no-asset here in MN I paid my lawyer $1000 to retain him and to take my collection calls. And then a week before I filed I paid him the rest of his fee ($700) plus the $299 filing fee. I did my 2 certificate courses online and paid $40 for each of those. So the grand total was $2079. Money well spent!
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The fee depends on the complexity of the case (are there reaffirmations, assets, etc.). I paid 2,100 including the 300 bankruptcy court costs.
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I'm in California and the "going rate" (I consulted with 6 attorneys) is between $2k-2,300 plus filing fees.
You can retain your attorney for as little as $100 down (at least in my case) and once you stop paying your creditors, you should have enough $$ to pay the fees.
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I am in Ohio and my attorney's fees were $1100, court fees $299, debtor education courses $80, credit report $30. My attorney wouldn't accept my free Transunion report. (Maybe because I pulled it a month early.)
He asked for the $1100, $30, $299 in full before he would file. It took me a bit to pay him. I paid him $500 up front and he immediately took on my collections calls.
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In Colorado mine will cost $1400 for chapter 7. That includes the filing fees, but I still need to pay for my own courses. Will be paying my $400 retainer today and the remaining balance the day I file.
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Mine was total of $1299, that includes the filing fees, but I pay for my own courses, and I pulled my free credit reports (per my attorney's suggestion).
Also, my attorney accepted a $500 retainer, and once I paid that, I was able to send all the collections phone calls to him. The remainder of $799 was due at the time of turning in the paperwork, which we just did on Monday!
KBB
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Mine was $1435 for the attorney, $299 for filing court fees and $80 dollars for the courses.
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