I have not filed yet.
My house is deeded in my name only. There is a first mortgage that is still in both my and my ex husband's names. There is a second mortgage in my name only.
If I filed with the intention of just continuing to pay w/out reaffirming, would they then go after my ex husband in any way, since his name is still on the 1st mortgage? Our divorce decree said I was to refi into my sole name after 2 years but I can no longer qualify due to all the equity evaporating, so it is still in both names.
If I hire an attorney obviously I will ask this question but I was curious if anyone had any idea.
Thanks so much!
My house is deeded in my name only. There is a first mortgage that is still in both my and my ex husband's names. There is a second mortgage in my name only.
If I filed with the intention of just continuing to pay w/out reaffirming, would they then go after my ex husband in any way, since his name is still on the 1st mortgage? Our divorce decree said I was to refi into my sole name after 2 years but I can no longer qualify due to all the equity evaporating, so it is still in both names.
If I hire an attorney obviously I will ask this question but I was curious if anyone had any idea.
Thanks so much!