It feels really good to know what little "debt" that is left is so manageable. $100 behind on our water bill, $150 behind on our cable bill, and $1500 to the IRS. The water bill will be paid up this month, cable next month and the IRS won't even talk to me for another 30 days, lol.
As soon as the wife goes back to work in the fall, I'm going to be stashing money away as fast as possible.
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Yay for BOTH of you, BrewCity! Happy Fresh Start to you! Congrats!!
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Just thought I'd update everyone, we got our discharge papers today!!!!
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Well "pet peeve" someone else OhioFiler. This is getting tiresome. Please stop.Originally posted by OhioFiler View PostLeave a comment:
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I like where you say you would of married her years ago if she would of just figured it all out. LOL, just like a man.Leave a comment:
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Well, we had our 341 today and I have to thank the guy that went before us for making it so smooth. Background; the trustee was formally military and likes every "i" dotted and every "t" crossed so we made sure he had every single thing that he requested. So after we talk with our attorney we go into the room and a couple has just been called up and we are reading this required piece of paper (something about the difference between different bankruptcies, don't really remember the details). After I finish my required reading I'm listening to the couple answering the questions, they seem cool/calm, I'm shaking like a leaf. Then I get a text on my phone (Oh sh!t, oh sh!t how do I turn this thing off!).
So then the next guy goes up, he's got some weird brace on around his chest area and a cast like thing on his arm. The trustee starts asking questions and it's one problem after another. Apparently he had previously filed for BK in Jan of 2004, he had given away some motorcycles to his mother which he hadn't disclosed the value of, and he was receiving disability payments as an annuity and only disclosed the monthly payment, not the lump some. At the end the trustee said something like I'll see you back here on (such and such date), the attorney made a comment and the trustee said we have been here for 15 minutes discussing something that should have 3 minutes if your firm would have taken care of these issues.
So now it's 11:15, we were supposed to be at 11:00 and our attorney had told us how the trustee liked to be ahead of schedule, I'm freaking out thinking that he might take it out on us as well. As we get sworn in I'm visibly shaking, whole body shaking. We answer his questions as fast as possible, yes, no, no, yes, no, yes, bing, bang, boom you are dismissed.
So now we just have to finish our second online counselling session and wait.
p.s. No creditors showed up, seemed like the norm since the trustee gave about half a second for them to respond.Leave a comment:
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Yay for you guys, Brew!!! Congrats on the first step to your Fresh Start!
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Signed the papers tonight, attorney is going to file tonight or tomorrow morning. I'm so happy to get this train rolling so we can put this behind us.Leave a comment:
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Thanks everyone! Fee is paid and now we just have to get some misc things together. Looks like we'll be filing the week after next.Leave a comment:
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You are too funny.....Originally posted by mountanddo View Post
BC, hopefully you didn't get too scared by the "do"Leave a comment:
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OMG, you got married before you filed bankruptcy? Where did you get that advice? hee, hee JUST KIDDING - Congrats! and good luck!Originally posted by BrewCity View PostLeave a comment:
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