Cap One has not called...

[treehugger1]

Stopped paying crap1 about 30 months ago. 3-4 accounts have been passed from CA to collections law firms and around in a circle again. After about a year, hot linda didn't try to woo me any longer. I have NO IDEA where these accounts are at this time.

[jdcat]

Yep, I've met Linda. I somehow feel "official" now.

[albacore44]

Cap One started calling yesterday, lol! I didn't knock on wood!

Was it Hot Linda ??

[jdcat]

Cap One started calling yesterday, lol! I didn't knock on wood!

[coolmom04]

I LOVE google voice!!! None of our cc have our new phone numbers, but after reading all these posts, I am thinking we'll update the phone info with google voice number and state our full names, etc. I hadn't really thought of it, but I certainly dont want or need them calling my parents or my in-laws trying to find us!!!

[albacore44]

Feb. 09. this particular account now resides with the Mitchell N Kay Law firm in NY

[jdcat]

When did you stop paying them Albacore?

[albacore44]

Received a letter in the mail today stating that Crap 1 had charged off the account. they offered me a last ditch offer to pay at '0"$ interest untill paid off. Their getting deperate

[jdcat]

Cap One wasn't too bad, especially once I told them I was going BK. Even without lawyer info, they took me off the autodialer.

Wow, maybe you just got lucky? I don't know but I hope I get as lucky as that.

[jdcat]

jdcat, if you want to PM me an email address I have a few invitations left so you can get one immediately. Google Voice has been a wonderful solution for our daily callers.

Someone pm'd me today and gave me an extra invite they had. Thank you though!

[wantout]

patience grasshopper. They're coming.......

lol

[catleg]

Cap One wasn't too bad, especially once I told them I was going BK. Even without lawyer info, they took me off the autodialer.

Chase is the new worst enemy. They want to own the world. They're still building new branches here in NJ, them and Cap One Bank. Guess Citi hasn't crumbled fast enough to suit them.

[broketucson]

Thanks for the advice. I requested an invite from google voice but haven't heard back yet darn it!

jdcat, if you want to PM me an email address I have a few invitations left so you can get one immediately. Google Voice has been a wonderful solution for our daily callers.

[flyinbroke]

I think GEMB is the worst. I have not stopped paying everyone as I am still pondering; I stopped paying those who would not work with me one bit, and paid me back by decreasing my limits to max them out. This boiled down to BoA, FIA (really BoA) and GEMB. BoA calls once a day, I will likely call them back as they do leave messages. GEMB calls a minimum of 4 times a day and never leaves messages; probably robocalling. I may answer one day. Both are only 2 weeks late.

One way or another, survival bills come first in my house. Then secured bills, and money owed the feds (student loans, veteran overpays). Then creditors who have done me right, or at least made the attempts to do so. Last place are those who won't work with me...and if there is no money left, there is no money left.

If they haven't called, they will.

[jdcat]

Thanks for the advice. I requested an invite from google voice but haven't heard back yet darn it!