Carmella, the funny thing is the snow storm despite the weather prediction, missed the Denver suburbs and apparently headed straight to you guys as a sleeper surprise LOL! ...

Amen to that , Carmella!
In our situation, without any living relatives (save very distant cousins) for me and relatives who are combative and estranged in another state in my husband's case, we have no earthly reason to remain here. Additionally,with no real friends and only indifferent acquaintances...

Hey guys thanks for explaining that further - I just don't want to end up tied down even longer here by some phantom fees that force us to keep paying this mortgage for many months or years beyond the closing and our supposed liberation from a stifling life in Colorado!
Flashoflight, I hope you're...

What if paying your mortgage through the trustee was never an option,jb?
When we filed we were 100% current with no arrears, shortages,etc. The attorney never demanded the $2300+ be paid along with the plan payment.
That would have added $230+ to our plan payment, an amount that would have...

Thank you underh20 for sharing your experience.
Some similarities, but many differences - my mother's 2016 death in the fixer upper that cost 100k + in repairs and updates with credit cards led directly to filing in 2017 after selling the lemon in 2016 and making zero profit, only clearing enough...

I understand exactly where you're coming from and I share your frustration with how much cash we've all had to come up with, brokenurse!
I agree we never want to repeat this again and I wish you the best going forward -may you succeed in spades -you deserve it!
For us the spending that doomed...

Wow, you two manage to turn a thread of woe into another car love fest! I can see why your Bk13 stress were so transitory -just focus on your auto parts LOL! ...

You're doing better than us, Ekop 785 -you still have four furbabies, we're down to three with the loss of our old feral (who started out as my "sister" but became my "daughter" when my mother died in 2016.)
Our TA is black and our Alpha Wegie - Hog is a tuxedo .Our little...

Zombie 13 as you can tell is blessed with a wonderfully sardonic humor while I am beset by morose bemoaning!
It is ironic that when I was a local indie film actress, everyone considered me a natural comedienne with wonderful energy and now when I have to deal with people, it's a real chore to...

Thank you Carmella and jb for your always soothing, supportive replies!
I know your BK13 (and 7!) roads were strewn with hidden thorns (as ours currently is) jb, so I know how well you understand my mercurial frustration with just exasperating these umpteenth complications really are - few debtors...

Ekop 785,
Good luck on your kitty's ear surgery -I hope it's not cancerous, just benign!
We had to spend around 1k of our emergency fund for our terminally ill eighteen and a half year old former feral and our sassy little Ragdoll/Persian's elbow sprain in the last month. The feral joined...

We lost our eighteen and a half year old former feral cat Gizzie Gu Gu, in early March. She was originally my late mother's dearly loved pet who only in the last two years or so warmed up to us and craved affection.We took her to the vet twice the week before she peacefully died from euthanasia. ($300)....