I can only share our experience - and IMO I would not file for $50000, unless you are struggling to pay basic monthly expenses and minimum credit card. When we had $50000 debt (all unsecured CC ), we were able to obtain a mortgage in 2014. with a still stellar credit ranking at a low interest rate...

Yes, he certainly didn't deserve to be forced to file BK7 or BK13, although I really wouldn't have been surprised if he had! So much of this whole BK process is inherently unfair that many innocent victims of medical malpractice or unavoidable catastrophic illness end up in an relentless bk13 because...

Zajoas, I can't believe they are trying to raise your payment when you clearly don't have the income available!
When we filed last year in February, my husband's salary was somehow estimated at around $3000 more than it was calculated at on our 2017 taxes filed this year, so when the trustee wanted...

Wow,andersonj I can't imagine having to sit there and listen to those sleazeball attorneys denigrate the very hand that feeds them : their clients! That is reprehensible!
Luckily for us our 341 meeting was totally a non-event. (i.e. boring!)
The debtor course reminded me of the trite video...