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Barbisi
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Last Activity: Today, 11:43 AM
Joined: 03-01-2017
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  • My sincerest sympathies , Leahnc !
    Will your husband get any severance package? (If so, I think you have to keep making your regular payments until his unemployment benefits kick in, if it comes to that!)
    I ask because as of now my husband would get almost four full months of severance...
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  • Barbisi
    replied to Received a raise
    Congratulations on your raise, Stephi14!
    I have always read that the trustees usually are only interested in raises of 10% or more. Frankly a raise of $356 a month isn't but a little over $4000 a year more which doesn't sound like that much. I wouldn't think the trustee would seize the entire...
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  • Wow, I hope my husband and I won't be ripped off like that when he have to get replacement vehicles. His car is a 2013 and mine is a 2005 (purchased in 2004) and we have three and a half years of payments to finish out this Bk if we make it through! ...
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  • Some one with more knowledge should have answered you already ,but I'll offer my deepest commiseration to you in your plight.
    Are you the sole mortgage holder?( Is his name on the deed?) If you are making the payments, is he paying you rent? What about deed in lieu (What is that anyway?) ) Is...
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  • Thank you both for your replies!

    You are both fortunate to have a trustee who leaves you alone for the most part! (Underh20, you are lucky to get such high raises - my husband's company only gives at most 2% (This year he only got .5% (not even 1%!) That's why we are trying to earn...
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  • Barbisi
    started a topic Trustee Requested 2017 Tax Return And Now Nothing

    Trustee Requested 2017 Tax Return And Now Nothing

    I posted about this earlier, but am wondering if we should be concerned since we have heard nothing from the trustee since we submitted the tax returns .
    What is the protocol with trustees -if they can not raise the payment now do they just drop their inquiries or can they wait a few months and...
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    Last edited by Barbisi; 08-08-2018, 02:42 PM.

  • That's hilarious ,justbroke (I didn't realize I made such a snafu of course I meant ,$3000!
    Thank you underh20 too, for replying!
    I think the HSA and the other optional benefits (i.e additional life insurance, long and short term disability, accidental dismemberment, dental coverage,...
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  • 2017 Tax Returns Show Lower Income Than "Projected " Confirmation Income

    The tax returns recently requested by the trustee show a 3000k decrease from the income used by the lawyer and trustee to calculate our confirmation payment last year. My husband did earn about $1200 additional side income which is duly noted on the schedule 1099 and he payed self -employment tax ....
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    Last edited by Barbisi; 08-03-2018, 10:18 AM.

  • Barbisi
    replied to small pain and suffering
    I need to clarify the mortgage increase is almost $100 per month not a year and we now paying $2240 +$91 for an unwanted solar panel lease which we bought along with the house and are stuck with with for another 15 years. (if we live in this house that long! ). We were allowed to keep $400 monthly...
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  • Barbisi
    replied to small pain and suffering
    If you can't get your attorney to reply, you may have to directly contact the trustee, jamesj! I know it's risky but you don't want the trustee dismissing your Bk13 when you've struggled so hard to finish! I agree -you should be able to replace your living room floor!
    Right now our 2017 tax returns...
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  • Barbisi
    replied to small pain and suffering
    I second sophieanne's condolences and am sorry you had to be injured and needed a settlement -you deserve a break and shouldn't have to pay anymore but of course only your attorney can tell you how much if any the creditors are entitled to.
    It's so unfair how many people in these BK13 plans are...
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  • That would be truly scary, dottyj if the BK court could impose another 5 year term on top of the more than four years you have already "served"! We have only paid 18 months so far, and it is already a considerable "sentence" with out them being able to extend the "debt to the...
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  • Only yesterday Jason did a screening interview for another Contractor job which while paying $110K a year, offers few if any benefits! He is still not confirmed as a permanent member on this particular team at his current company. ( He has been working on this project for 3 months and the team lead...
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  • Wd2005, in our case it wasn't "high living" that doomed us to a 5 year BK13 -it was an overpriced fixer upper in a booming market that put us in credit card hell to the tune of 100K+!
    We were first time buyers , did not understand renovations costs and had a bad realtor , a perfect recipe...
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