Short answer, it won't happen after your two year anniversary (assuming a 60-month plan), it will happen before.

If I recall the timeline correctly, the discharge date is largely irrelevant when it comes to the bankruptcy falling off from one's credit reports, it is the filing date; specifically...

No show as in, "filing a claim but not showing up to the hearings", or no show as in "not even bothering to file a claim"?

I will let others opine on what the Trustee may or may not do, but will say this, your friend will be playing with fire if they don't comply with the terms of the deal.

It varies; for some folks it could be a few tens of thousands, for others it could literally be hundreds of thousands.

Can you provide more details about your situation?

When was your discharge?

Some (free) advice in no particular order:

• It sounds like you are a candidate for a Chapter 13
• Interview three attorneys, preferably five and pick the one you feel most comfortable with
• Most attorneys will tell you to stop making payments on your unsecured debt and use that money for your legal

...

Semper Fi my friend!

Here's the thread justbroke referred to: https://www.bkforum.com/forum/after-...uilding-credit

Good luck with your rebuild and keep us posted on your progress....