Announcement
Collapse
No announcement yet.
User Profile
Collapse
-
If I recall correctly from looking at mine, pretty much everything regarding your debt; I don't remember seeing regarding my income.
-
-
Oh geez, it has been quite the roller-coaster ride around here over the last few hours; I made an offer late this afternoon which featured automatic escalations of $5,000 over the next highest bid, with a cap at $75,000 over ask; the winning bid was going to be announced at 7:00 this evening. At seven...
Leave a comment:
-
My wife and I were both Gypsys before we met; we'd lived in a combined nine states and fourteen metro areas by that time, and in the 30 years since then we've only lived in three states and four metro areas....
Leave a comment:
-
LOL, "that far west into Maryland", Kentland is only 21 miles northwest of the center of Washington DC. ...
Leave a comment:
-
-
Update...
After six months of (initially) passive and then active searching for a new home, yesterday not one, but two new listings popped up, both of which tick off enough boxes for us to put in an offer. I had my MLO pull the trigger today for the prequalification and within a few hours...
Leave a comment:
-
It varies by region, mine took almost exactly 4-weeks. I waited until my penultimate payment was posted and then made my final payment three weeks early; a month later I had my discharge....
Leave a comment:
-
-
A few comments:- Your bankruptcy should fall off your credit reports in early November of 2024 as November is the 60th month since you filed.
- I believe you are able to apply for a HELOC right now, but there may be a few strings attached.
- Waiting until the public record drops off your credit reports
Leave a comment:
-
Just to be clear, if you want to play the AZEO game, the one card showing a balance should be < 9% of the limit of that card (which obviously is a fraction of your total credit limit of all cards)....
Leave a comment:
-
There is one other source, credit.com has a package called ExtraCredit; it provides virtually the same data as the myFICO Premier package, but costs about $15 less per month.
Leave a comment:
-
No, just send them the details of your bankruptcy; you no longer owe it....
Leave a comment:
-
-
I got a company travel card when I was in my Chapter 13; there were no issues. I was worried, because my second largest creditor was CITI and that was who my company used for corporate cards; my worries were unfounded.
- Likes 1
Leave a comment:
-
Your first payment; your last payment will be in May of 2024.
Leave a comment:
-
-
Congratulations Truckman, when coming to the end of a Chapter 13, not only is gloating allowed, it is encouraged!
For me, as hard as those 5-years were, the 5-years before I filed were even harder and more stressful. I count my lucky stars every day those times are in my rear-view...
Leave a comment:
-
If I recall correctly, mine took closer to 30 days, but this was back at the very beginning of the COVID thing, so lots of stuff got delayed.
Leave a comment:
-
Yup, bankruptcies definitely force one to take a hard look at their past and dredge up some things we'd all rather stayed in the past. For you I'd advise, "Eyes on the prize", keep focused on your filing and then your discharge; the relief you'll feel will be palpable and make your current...
- Likes 2
Leave a comment:
No activity results to display
Show More
Leave a comment: