shipo
Senior Member
Last Activity: Today, 11:46 AM
Joined: 02-23-2020
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Hmmm, well, speaking strictly for myself, all of my late payments, including the "late payments" logged for our car loan (there never was a single late on that account), lived on my reports for a full seven years. That said, all the lates in the world won't really change your credit scores... -
Is the report new, or does it predate your filing?Leave a comment:
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Keep your head down and don't rock the boat. After your penultimate payment posts, make your final payment a day or two later; this will accelerate your discharge by three weeks or so.
And congratulations!Leave a comment:
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Welcome! What are your questions?Leave a comment:
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Yes, the public record annotation will drop off as well. I know it is hard to be patient when this close to the finish line, but do yourself a favor, and be patient.
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Do not file a dispute, Experian will most likely drop off on 01-Jul-2025.Leave a comment:
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And a 1099-C for all forgiven debt; meaning you now owe the IRS lots more money....Leave a comment:
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