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You sure love to play the "Oh poor me, I'm a victim of the big banks (and/or whatever large entity you choose to blame for a day)", sorry, not buying....Last edited by shipo; Yesterday, 06:56 PM.
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I'm thinking the final steps are a bit different:- Make final payment
- Trustee acknowledges final payment and it clears
- Trustee files confirms all payments have been made
- Debtor submits a form indicating they don't owe any child support or other domestic obligations
- Trustee submits necessary
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Pretty much lay the case out exactly as you have to us, your attorney should easily be able to take it from there.
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Some secured credit cards do have an annual fee, in fact, after closing my secured CapOne card, which was no annual fee, I opted to open a secured TDCash card from TDBank, which does have a $29 annual fee (with a pro-rated refund when the card graduates). By the time the card graduated and got $14.50...
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Congratulations Barbisi and Zombie13! You are correct, at the time I got my CapOne secured credit card, the max limit you could secure was $1,000; simply not workable for me. I closed it after 7 weeks and opened my secured TDCash card with a $5,000 limit (which has both graduated to unsecured, but...
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Yup, 78s sucks, period, full stop, the end. Any financial institution using it should be taken to task, privately, publicly, and legally for such practices. That said, last time I checked (and it has been years since that happened), using the Rule of 78s was still legal for many financial transac...
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It could also be Westlake is using the "Rule of 78s" method of payment accounting:
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