I love traveling in both Germany and France; oddly enough for very different reasons. I don't speak any language other than English and yet I have never had a problem communicating dating back to decades before smart phones could do it for you. The river cruises have a certain appeal for me, but I've...

The typical advice is to interview at least 5 attorneys before you choose one. I filed just before my 58th birthday after interviewing several candidate attorneys and picked the one I felt most comfortable with; she was reticent to predict what my monthly would be until we went through all of the evaluations...

Chris66, as I mentioned in a different thread, I didn't opt to buy a new car before my Chapter 13 and ended up paying dearly for that (poorly thought out) decision. If you search the threads here I'm sure you'll run across others who did as I did and suffered the consequences, calling Carmella, Barbisi...

Most folks here will tell you to interview at least five attorneys and pick the one you feel most comfortable with. Explain your full situation, car and all, and let them guide you; this is your first/next step on your road to recovery.

Talk to an attorney, they should be aware of dealerships in your area willing to work with you....

Thanks for the vote of confidence Barbisi!

I've traveled a LOT over the years, and other than my first solo trip to Europe in 1982 and then the various corporate trips where I've had to use the company travel agency, I've always booked my own trips. For the UK and Iceland trip last summer,...

Okay, I was roughly in your same boat back in 2015 when I filed; all I owned was a 14 year old car, which was in pretty good shape. My attorney told me to run right out and buy a new car and get an extended maintenance plan on it and finance the plan as well. I felt this wasn't ethical and opted to...

Wow, tough call. How much are you underwater on both the truck and the boat?

Congratulations Mom0fBoyz3, I too made my last payment early in the last year of my Chapter 13; my attorney told me to wait to file my tax return for that year until the case was discharged (which happed the first week of March); once discharged, you're done and all future income and tax returns are...

A few comments:

• Congratulations on your last payment; your discharge is right around the corner
• The odds of your file needing any clean up after a Chapter 13 discharge are somewhere between and none
• On the off chance there is something in one or more of your reports needing clean up, there is

...

I worked for a competitor of Fidelity back when I filed for Chapter 13; I don't remember signing anything in my employment agreement regarding bankruptcy, and never a word was said to me when I filed. I wonder if such employment language was specific to Fidelity....

I think justbroke would be the perfect person to comment on your post; I believe he also started out with a Chapter 13, had it dismissed, and ended up with a Chapter 7....

Welcome!

nancypalmer, please reread the forum rules regarding responding to old threads. Reopening and commenting on old threads is strongly discouraged without a good reason to comment....

Mine was almost exactly 4 weeks (plus or minus a day); the gap varies by region.

To justbroke's point, while others have had a few, or even many, creditors not file a claim, others, myself included, had 100% of their creditors file....

We bought our last house in 2002; shortly after moving in our neighbors told us they'd had several power outages, and after having been without power for 5 days when we lived in New Jersey due to Hurricane Floyd, I decided to buy a generator for the new house. The rest of 2002 came and went with virtually...

Yes, 22 months after discharge. That said, it was a Chapter 13 which was filed almost 7 years before I got approved.