My dh and I have been running from this as long as we can and we can't run anymore. We entered a CCCS DMP program last July and now cannot make the payments. We owe over $20K on credit cards, over $75K on our house and another $45-$50K on student loans. I know the student loans won't go away, but without...

I sold an asset for over appraised value last month so I could make rent (I am on unemployment, so we are at deficit every month) It's a bank transfer so I know I have to disclose it, but is an asset sale considered income or just an asset sale like a garage sale? (sold for $1500, appraised for $1300)....

My basement flooded, I don't have sump pump insurance to cover t, ad I've received some funds from FEMA for my losses. Would this be considered income? The money takes the place of an insurance reimbursement for such a loss (if I had the insurance) so I don't know if I need to use it on the means...